Do you want to know “what to do to someone who scammed you?” In today’s society, we use our cell phones for just about everything. We rely on them to stay connected with our family and friends, to access the internet, and to keep us organized.
It’s no wonder that scammers are targeting cell phone users more than ever before. If you become a victim of a con calling and phone scam, don’t panic. There are steps people can take to prevent and report it.
As people are getting scammed, some have a question in their minds: “Can you report a phone scammer?” Today, we’ll share some common types of phone scamming and how do you fight a phone scammer.
So, if you also want to avoid calling scams and check, then keep reading this guide!
3 Common Types of Phone Scam:
Social Security Scam Calls:
The most common type of phone scam is the social security scam call. In this scam, the caller claims to be from the Social Security Administration and says that your social security number has been suspended.
They may also say that people need to provide them with personal information or purchase a gift card to “unlock” their social security number.
In this scam, the caller will pose as someone from a collections agency and try to get people to pay a debt that they may not even owe. They may use scare tactics or threaten legal action if they don’t pay up. They may even try to get personal information like their Social Security number or bank account details.
There are many types of phone scams, but one of the most common is when someone posing as an IRS agent calls and threatens to arrest people if they don’t pay them immediately.
They may tell them that they owe taxes or fines and that they must pay them over the phone in order to avoid legal trouble. This is a scam – the IRS will never call and demand payment over the phone.
It is important to report such scammers to the relevant authorities. People can use a Call Recorder for iPhone app to record such calls and provide them as proof to the authorities. It comes with amazing features, including saving and sharing recordings, voice memo recording, and so much more. Furthermore, this Call Recorder app is free to download and also offers a free trial.
6 Steps to Take After Discovering Phone Scam:
Don’t Pay Anything:
When people get a call from someone they don’t know asking for money, it’s probably a scam. Don’t pay them any money – no matter what they say.
Collect All the Information & Evidence:
When people first realize they have been scammed, the most important thing is to collect all the information and evidence they can. This includes recording phone calls, saving voicemails, taking screenshots of any conversations, and printing out any emails or correspondence.
If you paid with a credit card, keep all your receipts and track your credit card statements closely. You may also need to contact your bank or credit card company to dispute the charges and stop any future payments.
Protect Identity & Accounts:
Here are a few things people need to do to protect their identity and account:
- Contact the organization that the caller claimed to be from and let them know that you received a scam call. They may be able to help you protect your identity and accounts.
- Change your passwords for all of your online accounts. Make sure they’re strong passwords that include letters, numbers, and symbols.
- Monitor your financial statements closely for any unauthorized activity.
Report to Authorities:
One of the immediate actions people need to take is that they should report the fraud to the authorities. This will help them investigate and catch the scammers. People can also report the scam to the Federal Trade Commission (FTC).
The FTC is a government agency that investigates scams and helps consumers protect themselves. As we mentioned above, a Call Recorder app can help people in such a situation as they need to provide solid evidence.
Check Insurance & Other Financial Recovery Steps:
One of the important steps is to check the insurance coverage. There may be a provision in your policy that will help you recover some of the money that was stolen from you.
People should also contact their financial institution and report the theft. Many banks have policies in place to help their customers recover funds that have been stolen in a scam.
Build Resistance to Fraud:
Build up resistance to fraud by learning as much as you can about common scams. This will help people identify potential scams before they happen and avoid becoming a victim. Also, be more careful about who you trust and be leery of any unsolicited phone calls.
In conclusion, phone scams are a serious issue and can be costly and frustrating. However, there are ways to prevent and report them. By being aware of the signs of a scam call and knowing what to do if you become a victim, you can protect yourself and others.Click here to give us five stars rating!